Compare personal accident insurance for everyday protection.
Compare individual PA plans from Allianz, Chubb and Takaful Malaysia — annual premiums, coverage and key benefits in one place.
Premiums shown are base annual premiums for individual cover where published, excluding applicable service tax and stamp duty. Eligibility and occupation classifications differ by insurer.
Entry age & maximum coverage age
| Insurer | Last entry age | Renewal / coverage age |
|---|---|---|
| Allianz Shield Plus | 65 years | Renewable up to 80 years |
| Chubb Essential Plus | 75 years | Renewable up to 100 years; ages 81–100 limited to Plan 1 |
| Takaful Malaysia myFlexi PA | 65 years (Age Next Birthday) | Renewable up to 74 years (Age Next Birthday) |
Age limits are based on the supplied insurer documents. Chubb weekly benefits are limited to age 70. Child eligibility and occupation restrictions differ. Coverage remains subject to underwriting and policy terms.
Side-by-side benefit comparison
Figures are per insured adult and based on the selected plans. “Not stated” does not mean excluded; refer to the full policy wording.
| Benefit | Allianz Shield Plus | Chubb Essential Plus | Takaful myFlexi PA |
|---|
Family coverage options
The comparison above shows individual plans only. Family arrangements are available on request, and discounts depend on the insurer’s conditions.
Takaful Malaysia myFlexi PA
Available arrangements: Individual; Individual + Spouse; Individual + Child; Family (Individual + Spouse + Child). Family contribution and any discount must be quoted separately.
Chubb Essential Plus PA
Family cover is advertised with a discount of up to 50%, subject to the applicable family arrangement and terms.
Allianz Shield Plus
Family cover is also advertised with a discount of up to 50%, subject to the applicable family arrangement and terms.
Discount illustration only: if the qualifying undiscounted family premium were RM1,000, a 20% discount would make it RM800; a 50% discount would make it RM500, before any applicable taxes or duties. These are examples, not confirmed quotations or guaranteed discounts.
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